Expert Medicaid Planning, Eligibility, and Guidance for your Loved One
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In Good Hands Medicaid Consulting LLC Medicaid eligibility & planning, case management, and elder care consulting
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Applying for Medicaid can make a big difference in the life of your elderly loved one. In Good Hands Medicaid Consulting LLC offers a wide range of services that will assist your family and your elderly loved ones through this confusing and stressful time.
Medicaid Planning During your initial consultation, we will discuss the process and review your individual situation. If any further steps are needed to become eligible, we will explain them to you in detail.
Whether you own a home, have a considerable amount of money in resources, or your monthly income is above the Medicaid level, we can assist your loved one in becoming eligible for Medicaid.
Most people do not think they are eligible for Medicaid, however, we work with you to achieve eligibility. Everyone deserves to receive the care and services for which they have worked a lifetime.
Community Medicaid Applying for Community Medicaid with Long Term Care (CMLTC) can keep your loved one safe and healthy in the comfort of their own home. CMLTC is the primary source of payment for home care services. Medicare does not cover these services. Having quality home care can keep your loved one out of a nursing home. We can also provide guidance in finding a quality home care agency.
There are several Assisted Living Facilities that accept Medicaid. This is a wonderful option for your loved one to have a safe environment secure environment and retaining independence.
If you are using a home health care agency, you also have to find a reputable Managed Long Term care Agency to provide case management. The Consumer Directed Personal Assistance Program may make you more comfortable as you can choose the caregiver.
CMLTC only requires review of current resources and gifting/transfers do NOT make you ineligible for this coverage. Excess income can be protected by using a Pooled Income Trust. We will be there with you every step of the way.
Medicaid Pending Home Care Services
TheMedicaid process has become more complicated in recent years, making it longer for Medicaid approved services to begin at home. We provide a service that is rarely provided by other professional in the field. Home care services are usually needed immediately. However, it can take 2 months or more for these services to begin under a Managed Long Term Care Agency. We can provide your loved one with an aide in their home when they need it most, even before Medicaid is approved. This can save thousands of dollars in private pay funds.
Nursing Home Medicaid The Nursing Home Medicaid application is a long, tedious process that involves a lot of documentation. Let us do all the work for you. There is a five year look back on all resources of the Applicant and spouse. Any gifting made over the last five years can affect the eligibility of your loved one.
Did you help take care of your parents finances by moving money into your name? This can be a problem, but we can explain how to work through it. There are special exemptions you may not be aware of, and we can let you know if your loved one qualifies.
When in a nursing home, the Applicant’s total gross income, less health insurance premiums must be turned over to the nursing home. A $50 allowance is also deducted for the use of the Applicant. Spousal cases are handled differently.
Pooled Income Trusts This type of trust is beneficial when you have excess income over the allowable level of $845 for an individual and $1,229 for a couple. Most elderly people are on a fixed income and cannot afford to lose any of their monthly income. This trust is allowable by Medicaid and can protect excess income. Funds deposited into this trust can only be used on NON medical expenses in the name of the beneficiary of the trust.
Nursing Home/Assisted Living Placement Placing a loved one in an assisted living facility or a nursing home can be a difficult decision to make. You may not be aware of all the options or programs available to you. We use important tools such as a promissory note. Let us take some of the worry out of this critical time for you and your family. We will hold your hand every step of the way.
Medicaid Planning and Deed Preparation
We can implement an asset protection plan now, so if you should need long term care services in the future, your resources are safe! As part of our comprehensive Medicaid Planning Services, we can draft and file deeds to protect your home or any other properties.
We can process your yearly Medicaid re-certifications for both community and nursing
With In Good Hands Medicaid Consulting LLC, your Medicaid is guaranteed!
A Variety of services to meet all the needs of your loved one